asset protection


Aligning Insurance Products With Estate Planning

We use a variety of insurance products to manage risk in different areas of our lives in order to protect our wealth from losses that can come from property damage, businesses we own, disability, retirement and death. Instead of considering these products as separate items, make them part of an […]


Asset Protection: Avoiding Losses from Liability Exposure

Understanding Losses: Liability Exposure We live in a litigious society. Lawsuits abound, whether deserved or not. If you own property or stock that was purchased at a low price and has had high appreciation, it is at risk to litigation and creditors—even if you are not in a high-risk profession. […]


The Problem With Life Estate Deeds

Many individuals use life estate deeds in an effort to avoid probate and eliminate the need to hire an attorney to prepare a last will and testament, or a trust.  Unfortunately, when someone uses a life estate deed, they lose control over the distribution of their property when things turn […]


How to Protect Inherited IRAs After the Clark v. Rameker Decision 1

A couple of weeks ago, we talked about the landmark, unanimous 9-0 decision handed down on June 12, 2014, in which the United States Supreme Court held that inherited IRAs are not “retirement funds” within the meaning of federal bankruptcy law. This means they are therefore available to satisfy creditors’ claims.  […]


Asset Protection Scams – Beware and Be Smart

I have reprinted the following column by Jay Adkisson, the asset protection columnist for Forbes.com.  He is one of the top asset protection commentators in the country and knows the asset protection business as well as anyone.  If you need asset protection, or want asset protection, by all means talk […]